LEGAL REFERENCE

Our Terms & Conditions, Plain and Direct

These Terms & Conditions set the rules between you and taysen 2d when you open an account, access the lobby, or use any feature we host. We've written...

Account TermsLobby AccessIndonesia PolicyLast Updated 2024Plain Language
taysen 2d Our Terms & Conditions, Plain and Direct

Policy Posture and Jurisdiction Wording

Service availability is jurisdiction-dependent. Users are responsible for checking local law before access.

24/7 SUPPORT

Policy Contact Paths

Team online

Policy Desk Email

Send clause questions to our policy desk and a named reviewer replies within one business day. Attach screenshots if a specific Terms section needs context, and we'll quote the paragraph back.

Live Chat Escalation

Open chat from the account menu and ask for the Terms team. Front-line agents route policy queries straight to a senior reviewer so you aren't bounced between scripts.

Written Dispute Form

For formal disputes about clause interpretation, submit the written form linked at the page footer. We log it, assign a case ID, and respond inside seven calendar days.

TRUST MARKERS

Editorial Trust Signals for This Policy

Named Policy Owner

Each Terms revision is signed off by a named policy owner on our side, not an anonymous committee. You can request the reviewer's role title when you raise a clause question with us.

Version History

We keep a visible version history at the foot of this page so you can see which clauses changed, when, and what triggered the edit — usually regulator guidance or your feedback.

Plain-Language Pass

Every clause passes a plain-language edit before it goes live. If a sentence reads like boilerplate, we rewrite it until your average reader can act on the meaning without a lawyer.

Indonesia Counsel Review

Local counsel reviews wording that touches Indonesia-specific obligations, including DANA, OVO, GoPay and QRIS handling. We don't ship clauses that haven't been checked against the current local position.

Change-Log Emails

Material clause changes trigger an email to your registered address before the new wording takes effect, so you can object, close the account, or accept on your own timeline.

Transparent Appeals

If we apply a clause to your account and you disagree, the appeal route is published inside this page — same form, same response window, no hidden escalation tiers.

Consistency Across Our Policy Pages

Terms vs PrivacyThis Terms page governs your account conduct; the Privacy Policy governs your data. We cross-link the two so a single clause never lives in both pages with different wording.
Terms vs AMLAnti-money-laundering checks referenced here are detailed in full on the AML page. The Terms only state when a check applies; the AML page explains how it runs.
Terms vs KYCIdentity verification triggers appear here as conditions of access. The KYC page lists accepted documents and timing, so the two pages never contradict each other.
Terms vs PromotionsPromo-specific rules sit on each promotion page. The Terms only set the umbrella — eligibility, withdrawal of promotions, and our right to correct obvious errors.
Terms vs PaymentsPayment clauses here cover authorisation and reversal. Method-level rules for DANA, OVO, GoPay and QRIS live on the Payments page and are refreshed on the same cadence.
Terms vs ComplaintsComplaint timelines stated here match the Complaints page word-for-word. If you spot a gap, flag it and we treat your reading as the binding one until we reconcile.
Terms vs ClosureAccount closure rights appear in both this page and the Closure page. Both use the same trigger list, same notice period, and the same final-balance handling.

What This Policy Page Actually Shows You

Clause Anchors

Each clause has a permanent anchor link in the left rail so you can share the exact paragraph with our policy desk or your own advisor without describing where it sits on the page.

Effective Date Banner

The banner at the top shows the effective date of the current Terms. If you signed up before that date, the prior version still applies to disputes opened earlier.

Glossary Tooltips

Hover any defined term — Account, Lobby, Supported Region — and the glossary tooltip shows the exact meaning we use in this page, not a generic dictionary entry.

Printable View

A printable view strips the navigation and renders the Terms as a single document you can save as PDF for your records before agreeing or before raising a dispute.

Section Index

The section index at the top jumps you to account rules, lobby conduct, payments authorisation, closure and disputes. Use it instead of scrolling through clauses you've already read.

Change Markers

Recently edited clauses carry a small change marker for thirty days after publication, so returning readers see at a glance what's new without re-reading the whole document.

Frequently Asked Questions About These Terms

They apply the moment you tick the acceptance box during account opening and continue while your account stays open. Closing the account ends future obligations but preserves clauses about disputes, record-keeping and final settlement of balances.

Material changes trigger an email to your registered address and a banner inside your account dashboard before the new wording takes effect. You get a window to read, accept, or close the account without penalty during that period.

We pause lobby access and contact you through your registered channel to explain which clause was triggered. Most cases are resolved with a clarification; serious breaches can lead to closure under the rules stated in the closure section.

They cover the authorisation, reversal and dispute side of any payment you make. Method-specific operational rules for DANA, OVO, GoPay and QRIS sit on the Payments page and are referenced here rather than duplicated.

The Terms are offered on a take-it-or-leave-it basis to keep them consistent for every account holder. You can, however, raise interpretation questions with our policy desk, and we publish clarifications when a clause causes recurring confusion.

The version that was effective on the date the disputed event occurred. We archive every prior version with its effective dates so you and our reviewer can work from the same wording when a case is opened.

Use the printable view linked at the top of this page to render a clean PDF copy. Save it before accepting so you always hold the exact wording you agreed to, independent of later edits.